Impaired Life or Enhanced Annuities

It is estimated that almost 40% of people now entering into retirement can enhance their annuity income further due to their current state of health.  This is due to either an existing or previous medical conditions or because they have a lifestyle condition, such as smoking. A medical may be required, however, more often than not, this is not the case.

• Do you smoke?
• Do you have high blood pressure or chronic asthma?
• Have you undergone major surgery recently?
• Do you have Diabetes?  
• Do you take regular medication?
• Have you ever been hospitalised due to a medical condition?
• Have you suffered or do you suffer from a serious illness such as cancer, a stroke or a heart attack?

If the answer to any of these is yes then you could be entitled to a higher annuity income.

Whether you are currently in ill health, or have had a previous illness or major surgery your annuity income may be increased.

You may have been penalised on other insurance products you have had due to your medical condition.  Do not penalise yourself further by not investigating this avenue. If you feel that you may be eligible for an enhancement then please complete the ‘Medical Questionnaire‘ which can be downloaded by clicking here.  

A five minute conversation with one of our annuity specialists could provide you with an extra £20,000* of retirement income. Contact us today on 0117 9170736.